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Part I—“The Basics” introduces the changing cyber and privacy risk landscape in 2025. Joshua Gold, Luma Al-Shibib, and Miranda Jannuzzi explain available insurance coverage, common obstacles, and practical recovery strategies.

Agenda

Part I—“The Basics”
Cyber threats continue to create serious risks for organizations and individuals. Recent reports show that many cybercrime metrics are moving in the wrong direction. Fortunately, insurance may cover losses caused by data breaches and system intrusions.

Joshua Gold, Luma Al-Shibib, and Miranda Jannuzzi explain the changing cyber and privacy risk landscape in 2025. In addition, they discuss available insurance coverage, common obstacles, and practical recovery strategies.

Understanding Coverage Obstacles
Obtaining insurance coverage can be difficult. For example, insurers may raise issues involving policy applications, claim notices, exclusions, and other coverage defenses. Therefore, businesses should review their policies before an incident occurs.

Examining Cyber and Data Risks
First, the presenters examine common cyberattack methods. They also explore risks involving data storage, use, and transmission. Importantly, these exposures may arise even when no cybercriminal is involved.

Reviewing Available Insurance
Next, the program reviews the cyber insurance market and available products. Specifically, the discussion covers incident-response insurance, privacy liability, technology errors and omissions, and miscellaneous professional liability.

Addressing Privacy Claims
Finally, Part I surveys the current U.S. privacy landscape. Participants will learn about wrongful data-collection claims and related litigation. Moreover, they will examine exclusions that may restrict coverage for these emerging risks.

Learning Objectives

By the end of this webinar, you’ll gain a solid foundation in:

  • The cyber risk environment when it comes to cyber-crime
  • The current cyber risk environment where no hacker is present, but privacy issues and other regulatory concerns may be present
  • The nature of the key insurance products available to respond to certain cyber, data, or technology-related risks
  • The underwriting and claims processes for cyber-related insurance protection
  • Some of the recent trends in both the underlying risks and the insurance products offered as potential solutions

FILED UNDER: Insurance Law​​
TAGS: Claims Management|Data Privacy & Cybersecurity|Errors & Omissions (E&O)|Ethics & Professional Responsibility|Exclusions|Insurance Coverage|Risk Management

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Presenters

Joshua Gold
Joshua GoldShareholder | Anderson Kill P.C.
Joshua Gold is a shareholder in Anderson Kill’s New York office, chair of the Cyber Insurance Recovery Group, and co-chair of the Marine Cargo Insurance Group. He has recovered over $1.5 billion for corporate and non-profit clients across a range of industries. Josh handles insurance disputes involving cyber incidents, business interruption, directors and officers liability, commercial crime, and marine coverage. He served as lead counsel in a landmark cyber insurance case before the U.S. Court of Appeals for the Sixth Circuit. Ranked by Chambers USA and recommended by The Legal 500, Josh also teaches Insurance Law at Brooklyn Law School and speaks regularly at national and international conferences.
Luma Al-Shibib
Luma Al-ShibibShareholder | Anderson Kill, P.C.
Luma S. Al-Shibib is a shareholder in Anderson Kill’s New York office and co-chair of the firm’s Cybersecurity and Cyber Insurance Recovery Groups. She represents corporate policyholders in securing insurance recoveries, with a focus on cyber liability, crime, and D&O insurance. Luma has recovered hundreds of millions of dollars for clients in data breach, ransomware, and phishing matters under cyber, crime, and all-risk property policies. She also has experience with insurance issues in bankruptcy cases. Luma co-chairs the firm’s Diversity Committee and is active in its Women’s Network and COVID Task Group. She is a graduate of Brooklyn Law School.
Miranda Jannuzzi, Esq.
Miranda Jannuzzi, Esq.Senior Vice President | Aon
Miranda Jannuzzi is Senior Vice President on Aon’s Cyber Solutions E&O/Cyber Product team, where she focuses on cyber insurance innovation and effective risk transfer strategies. She monitors emerging cyber and privacy risks and coverage trends. Prior to Aon, Miranda spent over a decade representing policyholders in complex insurance recovery matters, including litigation and arbitration in the U.S., London, and Bermuda. She holds a J.D. from Temple University and a B.A. from Penn State, and is licensed in Pennsylvania and New Jersey.

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